A check card (also known as a bank card or debit card) is a payment card that provides the cardholder electronic access to his or her bank account(s) at a financial institution. Some cards may bear a stored value with which a payment is made, while most relay a message to the cardholder's bank to withdraw funds from a payer's designated bank account. The card can be used instead of cash (where accepted) when making a purchase.


In many countries, the use of check and debit cards has become so widespread that their volume has overtaken or entirely replaced paper checks and cash transactions. The development of check cards, has generally been country specific resulting in a number of different systems around the world. Since the mid-2000s, a number of initiatives have allowed check and debit cards issued in one country to be used in other countries and allowed their use for internet and phone purchases.


A payment that uses a check card are immediately transferred from the cardholder's designated bank account, instead of them paying the money back at a later date, as is with credit cards.


Where to get Check Cards


US Bank Check Card:


Visa® Check & Debit Cards:


Other Check Card Links


What is the differnence between a check card and an ATM card?